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Even with an emergency as serious as storm damage, many misconceptions continue to persist that could steer you toward more problems. Educating yourself about it, including insurance claims, allows you to navigate this situation in a knowledgeable and insightful way. In this blog, local roofing contractor Deschutes Roofing & Insulation debunks some of the biggest myths surrounding storm damage.
Myth 1: There’s No Roof Damage, So There’s No Problem
Just because your roof looks to be in one piece after a storm doesn’t mean it is not damaged. Roof damage isn’t always obvious; some can’t be detected by an untrained eye. A minor crack can grow bigger and cause considerable water damage if not addressed as soon as possible. Right after the storm has passed, get in touch with a professional roofing contractor that can perform a thorough roof inspection to check for signs of leaks and other damage.
Myth 2: Filing an Insurance Claim Won’t Increase Your Rates
Whether you file an insurance claim or not, the insurer can still raise rates. Not filing a claim means that the increase in your rate is paying for roofing claims except for you. Moreover, insurance providers cannot cancel a policy just for filing a legitimate claim. Thus, it is in your best interest to file one if your roof suffers storm damage. As a leading roof replacement company in the area, we have been guiding homeowners with their claims. We know the process inside and out, from submitting the claim to processing the final payment.
Myth 3: Roof Warranties Will Cover Storm Damage
If you own a brand new roof, you might be led to believe that its existing warranty will cover any storm damage it might sustain. This is not true at all; in fact, most companies and manufacturers specify hail and wind damage as a void in warranty. Call your insurance provider and the local roofer that installed your roof for clarifications.
A roof repair or replacement through your insurance company doesn’t have to be a demanding experience, but it certainly can be if not done right. Let Deschutes Roofing & Insulation guide you in getting your claim approved and receiving the best possible compensation. Call us today at any of these numbers: (541) 241-5720 (Bend), (503) 967-9590 (Portland), (541) 246-6860 (Eugene), (503) 468-7663 (Lake Oswego), or (503) 928-8750 (Beaverton). You may also fill out our contact form to request a free estimate.