Replacing or repairing your roof through your insurance company does not have to be a daunting experience, but it certainly can be if it’s not done right. To make sure you get fully compensated, you must avoid committing certain mistakes when dealing with your storm damage insurance claim. Residential and commercial roofing contractor Deschutes Roofing explains each one in today’s blog post.
Not Filing the Claim on Time
It is one of the most common mistakes homeowners make yet is easiest to avoid. In the event your roof suffered extensive damage following a storm, calling your insurance carrier immediately to file a claim is of the utmost importance. In doing this, you can be able to prove that the natural event is the culprit and you have the evidence to prove it.
Not Documenting Storm Damage
Part of filing an insurance claim involves proving that your residential roofing system did sustain damage because of the storm. As such, you’ll want to document everything and the easiest way to secure that evidence is by taking pictures of your home.
Not Mitigating Storm Damage
Policyholders are obligated to mitigate storm damage. As soon as the storm has passed, it is important to put a tarp on the roof and cover any broken windows to stop water from penetrating your home. Otherwise, you could run the risk of any damage not being covered by your insurance.
Agreeing to the First Offer from the Insurance Company
When you receive the first settlement offer from your insurer, don’t agree to it right away. You may be wanting to get this over with, but it is a mistake that may not be undone as soon as you cash in. Note that it may be significantly less than the total sum of the damages. To avoid this, you need to work with a reputable roofing contractor in your local area that can guide you in processing your claim.
At Deschutes Roofing, we have positive relationships with many of the local claim adjusters, routinely working with them to walk the roofs and point out the damage details that may go unnoticed and uncompensated. As experts, we make sure mistakes and oversights in the claims process are taken into account for your benefit.
We are the leading roofing company for your metal roofing needs. Call (541) 728-0004 or fill out our contact form to request a free estimate.